Nicholas James
Sales & Lettings: 020 8886 9462
Accounts/Management: 020 7195 0107
020 7195 1746

Property Enquiry
How can we assist you?

Should you have a property for sale or rent and you want to get the best price for it, then to arrange a valuation is a very good start.

If you have any other questions, please do not hesitate to call your local Southgate estate agents, Nicholas James, on 0208 886 9462.

Find out More

Buyers guide


Buying a property is a long term investment and can be a tiresome and daunting process. The hardest part of buying a property is finding “the one”. Once we have found you the right property you can rest assured that the Nicholas James team will be on hand to ensure that the procedure of purchase is a stress free and enjoyable experience; as it should be!

Buying a Property

What you need to know

Step by step of what you need to know, when starting your search for a property! Feel free to go through with anything you don’t understand with one of our staff!

Finances/ Mortgage in order?

Research and find how much you can actually afford to spend on a property
Speak to a selection of providers (banks, building societies or mortgage broker), and find out what how much you can borrow (Take into account any available cash you have for a deposit)
Make sure they put their ‘in principle’ offers in writing to you
Don’t forget, you’ll need to put money aside for the stamp duty land tax, too.

Registering your interest & arranging viewings for properties

Register your details with the estate agents giving them your criteria of what you’re looking for? You can do this online, or by calling them or even better yet pop into the office and meet them personally as sometime this can be the best way of creating a relationship with the agent, and for them to get a real understanding of what you’re looking for
ask the estate agent some questions before taking a the next step in viewing the property such as:

  • Is the property leasehold or freehold if leasehold how many years are left on the lease?
  • Does the property have things like gas central heating, modern insulation and double glazing? If not, these are big ticket items to get fitted
  • The council tax band the property falls in?
  • Service charges? Ground rents?
  • Local transport links
  • Outdoor space
  • Schools?

Once you have filtered all the things you want/ or don’t want move onto arranging an appointment to view the property.
If you like a property, be sure to get in a couple of viewings at different times of the day, come with family or friends a second opinion!

Making an offer

Once you have decided that this is the property you want to buy, speak with the agent and put forward of how much you’re willing to offer for the property
If there are a number of people keen to buy the property and you may get be put into a situation of competition with the other potential buyer! This is why it is important that you have your finances in order mortgage etc, as this may be more appealing to the seller rather than having a higher offer as the other party may be in a chain and cannot progress as quickly. Fingers crossed!

Everything in order?

Most people hire a chartered surveyor, too. The surveyor will do a full survey of the property, highlighting any possible problems that might need looking at. There are two types of survey you can buy; a homebuyer’s report and a building survey.

Affiliates

Please see our affiliates page to be directed to conveyance mortgage brokers, accountants Nicholas James work with we work with.

 

If you have any other questions, please do not hesitate to call your local Southgate estate agents, Nicholas James, on 0208 886 9462.


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